Insuring Your Teenage Driver in San Jose, CA
Teen drivers are always considered high risk drivers, but teen accident fatality rate is particularly high in California. To combat this problem in teen drivers, the state of California now has a Graduated Drivers License program that requires teens to go through a rigorous driving program before they get their license. This program helps to train and educate teen drivers in an effort to save teenage lives. If you're planning to purchase teen car insurance in San Jose, California, it's important to ensure your teen follows all the restrictions and requirements for this program. Although the optimal entry age for the Graduated Driver Licensing program is 16, teens can begin this program as young as 15 years and 6 months old. Once teens have their learner permit, they are expected to do 50 hours of driving, and 10 of those hours should be at night. However, the law restricts teens from driving between 11:00 p.m. and 5:00 a.m. Within the first year, teens aren't allowed to have passengers under the age of 20 in the car unless they are immediate family. Ensuring that your teen learns safe driving habits from the very beginning is very important, and California's Graduated Driver Licensing program ensures that teens have the education and practice they need before they get their license. Since your teen needs to have plenty of practice behind the wheel, make sure that you take the time to let your teen practice his driving skills.
When you take your teen out on the road to practice, keep a few helpful tips in mind: - Ensure that you and your teen are the only ones in the vehicle. This helps reduce stress while reducing potential distractions.- Make sure that you stay focused and calm. Your teen will definitely make mistakes along the way, but it's important to deal with this mistakes in a calm manner. - Let your teen drive in different situations. In the beginning, let your teen drive in good weather during the day. As your teen progresses, let your teen drive in different types of weather and at night. - It's a good idea to allow your teen to drive in areas that are low-risk, such as parks, parking lots, or quiet streets. Of course, before your teen begins driving, you need to make sure you have teen car insurance. When you add your teen to your policy, you can expect to see higher rates. However, there are still ways for you to save. Start by comparing quotes for San Jose teen car insurance and find out about available discounts. It's possible to find reasonable rates, even when adding a teen driver to your car insurance policy.